01371 494 111
49 High Street, Dunmow, Essex, CM6 1AE
OUR SERVICES
Residential & BTL Mortgages
Taking your first step onto the property ladder is a big moment, and clear guidance can make all the difference. From explaining how first-time buyer mortgages work to helping you understand your options, we’ll support you throughout the process.
We’ll search for competitive mortgage rates and highlight lenders who may accept deposits from around 5%, helping you explore deals that align with your budget and plans for the future.
First Time Buyer
When you’re buying a home, there’s already a lot to think about. Our aim is to make sure the mortgage side feels as straightforward as possible.
We’ll focus on finding a residential mortgage that matches your needs and requirements, and we’ll help keep the mortgage application and approval stages moving smoothly so you can concentrate on the rest of your property purchase.
Home Purchase
As your existing mortgage rate comes to an end, it’s a good time to review your options and see what else the market has to offer.
We can look across the mortgage market to help you find a new, competitive remortgage deal that suits your circumstances, so you can plan ahead with greater confidence in your ongoing repayments.
Remortgage
Property investment remains a popular way to build a long-term rental portfolio. If you’re considering buying a property to let, we can help you explore suitable buy-to-let mortgage options.
We’ll look for competitive buy-to-let mortgage products that reflect your goals as a landlord, whether you’re just starting out or taking the next step with an additional rental property.
Buy-to-Let Mortgage
Landlords often review their buy-to-let mortgages to help manage costs and keep their investment strategy on track.
Whether you own a single rental property or have a larger portfolio, we can help you look for a buy-to-let remortgage that suits your needs and supports your plans for your rental business.
Buy-to-Let Remortgage
OUR SERVICES
Insurance
Life protection is designed to offer financial support to your loved ones if you were to pass away during the policy term. While it is cover that many people hope never needs to be used, it can provide valuable reassurance.
We can help you consider life protection options that reflect your circumstances and your family’s needs, so that mortgage payments and other commitments are less likely to become a financial burden at an already difficult time.
Life Protection
A serious illness can change day-to-day life, including your ability to work and manage regular outgoings.
Critical illness cover can provide a lump-sum payment if you’re diagnosed with a specified serious condition and make a valid claim. This lump sum may help you cover essential bills, adapt your home or simply create some financial breathing space while you focus on treatment and recovery.
Critical illness cover
If illness or an accident meant you couldn’t work, your income might reduce, even if your outgoings stayed the same. Some employers offer enhanced sick pay, but others only provide statutory sick pay.
Income protection insurance is designed to pay a regular benefit if you’re unable to work due to illness or injury, helping you keep up with important monthly commitments such as your mortgage, rent and household bills. We can help you explore income protection options that are suitable for your situation.
Income protection
For most residential mortgages, lenders require buildings insurance as a condition of the loan. This type of home insurance helps protect the structure of your property against certain insured events.
You can also choose to add contents insurance to protect the items within your home. We work with a specialist broker who can help arrange buildings and contents insurance and provide a competitive quote, saving you the time and effort of sourcing cover on your own.
Home insurance
OUR SERVICES
Finance
Bridging Finance
Sometimes you may want to secure a new property before your existing one has sold. In situations like this, bridging finance can provide short-term funding that allows you to complete the purchase of your new property while you wait for the sale of your current home to go through.
We work with our principal, Try Financial Ltd, to help you find a bridging finance solution that fits your requirements and timescales.
Secured Loans
There are occasions when additional funds could be helpful – for example, for home improvements or other personal projects.
A secured loan (sometimes called a second-charge mortgage) is an additional loan secured against your property, sitting alongside your existing mortgage. If you feel that a secured loan might be appropriate for your current needs, we can discuss this with you. Working with our principal, Try Financial Ltd, we’ll help you explore secured loan options that may be suitable for your circumstances.